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Long Term Care

Protect your family by thinking ahead and making plans now. 

The need for Long-Term Care is something that's often the furthest from anyone's mind. The fact is, you may need help due to a terminal condition, disability, illness, injury or a medical condition for yourself or a family member.

Did you know that at least 60% of all individuals will need extended help in one or more of these areas during their lifetime?

Without proper planning, Long-term care for a disability, chronic illness or any other condition over an extended period of time can become extremely costly and devastate a nest egg.

The need for long-term care may only last for a few weeks or months or it may go on for years. It all depends on the underlying reasons for needing care.

How much does Long Term Care Insurance cost?

The cost of long-term care insurance is determined by the age of the person buying the policy, the amount of coverage the policy offers per day and the maximum number of days per year that the policy will cover. Basically, the younger you are when the insurance is purchased; the lower the rates.

Long-term care may be needed by people of any age. Have a plan, have a conversation with your family members/loved ones and educate yourself to see if Long Term Care Insurance is right for you. 

Think ahead. Plan Now. Life Happens.

Effective February 1, 2016, Long Term Care Insurance will be available to all eligible Army NAF employees through the Federal Long Term Care Insurance Program (FLTCIP). Please visit FLTCIP for more specific information.

Eligible members will include

  • All Active Army NAF Employees
  • Retirees of Army NAF
  • Qualifying Relatives:
    • Current Spouses of eligible employees
    • Domestic Partners of eligible employees
    • Current Spouses of Retirees
    • Domestic Partners of eligible Retirees
    • Adult Children of living eligible employees and Retirees
    • Parents, Parents-in-law, and Step-parents of living eligible (active only) employees 

Enrollment may be completed on-line, by phone or by mail. Premium payments will be processed either by Direct Bill or automatic bank withdrawal only.

Note: When asked to provide your agency or branch of service, please specify U.S. Army NAF.

You may access all information and enrollment forms on the FLTCIP website.

Prior to February 1, 2016:

For those enrolled in Long Term Care through CNA, you will continue to be serviced as long as you remain in good standing (premiums paid up to date).  

Please note that the CNA websites have been removed. If you need to contact the company, please use the following:

  • By Phone
    Policyholder Services (non-claim): 800-262-4580   
    Claim: 866-308-0278
  • By Mail 
    • Correspondence (non-premium)
      CNA Group Long Term Care
      P.O. Box 13327
      Pensacola, FL 32591   
    • Premium Payments
      CNA Group Long Term Care
      P.O. Box 644098
      Cincinnati, OH 45264-4098
  • By Fax 
    Policyholder Services (non-claim): 877-914-2358    
    Claim: 866-357-8479