Financial Readiness Program (FRP) Provides comprehensive educational and counseling programs in personal financial readiness. The program covers indebtedness, consumer advocacy and protection, money management, credit, financial planning, insurance and consumer issues. Other services offered are mandatory First Duty Station Training for First-Termers, First-Termers Financial Planning Course at Advanced Individual Training Schools, financial planning for transitioning Soldiers, financial counseling for deployed Soldiers and their Families and the Department of Defense Family Subsistence Supplemental Allowance Program.
Army Emergency Relief (AER) The Army's own emergency financial assistance organization and is dedicated to "Helping the Army Take Care of Its Own." The AER provides commanders a valuable asset in accomplishing their basic command responsibility for the morale and welfare of Soldiers. The AER funds are made available to commanders having AER Sections to provide emergency financial assistance to Soldiers - active & retired - and their dependents when there is a valid need.