Financial Readiness Program (FRP) Provides comprehensive educational and counseling programs in personal financial readiness. The program covers indebtedness, consumer advocacy and protection, money management, credit, financial planning, insurance and consumer issues. Other services offered are mandatory First Duty Station Training for First-Termers, First-Termers Financial Planning Course at Advanced Individual Training Schools, financial planning for transitioning Soldiers, financial counseling for deployed Soldiers and their Families and the Department of Defense Family Subsistence Supplemental Allowance Program.
Army Emergency Relief (AER) AER’s motto is "Helping the Army Take Care of Its Own" – and that’s what it does. With AER, commanders can recommend current and retired Soldiers and Families for emergency financial assistance.