Financial Readiness Program (FRP) Provides comprehensive educational and counseling programs in personal financial readiness. The program covers indebtedness, consumer advocacy and protection, money management, credit, financial planning, insurance and consumer issues. Other services offered are mandatory First Duty Station Training for First-Termers, First-Termers Financial Planning Course at Advanced Individual Training Schools, financial planning for transitioning Soldiers, financial counseling for deployed Soldiers and their Families and the Department of Defense Family Subsistence Supplemental Allowance Program.
Army Emergency Relief (AER) Army Emergency Relief is the U.S. Army's own nonprofit organization dedicated to alleviating financial distress on the force. AER provides grants and zero-interest loans to Active Duty and Retired Soldiers and their Families. Over 4 million Soldiers supported since 1942. AER officers are conveniently located at installations around the world. Visit ArmyEmergencyRelief.org to learn more.